{"id":650,"date":"2024-03-20T16:53:10","date_gmt":"2024-03-20T16:53:10","guid":{"rendered":"https:\/\/dataholics.com.br\/?page_id=650"},"modified":"2024-04-03T13:59:16","modified_gmt":"2024-04-03T13:59:16","slug":"dataholics-credit-score-customizado-usando-dados-abertos","status":"publish","type":"page","link":"https:\/\/dataholics.com.br\/index.php\/dataholics-credit-score-customizado-usando-dados-abertos\/","title":{"rendered":"DATAHOLICS &#8211; Credit Score customizado usando Dados Abertos"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"650\" class=\"elementor elementor-650\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38964c78 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"38964c78\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4de0dd89 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"4de0dd89\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e983cbd elementor-widget elementor-widget-image\" data-id=\"6e983cbd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/dataholics.com.br\/\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"44\" src=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/Logo-Apenas-letras-lettring-1-300x44.png\" class=\"attachment-medium size-medium wp-image-518\" alt=\"\" srcset=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/Logo-Apenas-letras-lettring-1-300x44.png 300w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/Logo-Apenas-letras-lettring-1-1024x151.png 1024w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/Logo-Apenas-letras-lettring-1-768x113.png 768w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/Logo-Apenas-letras-lettring-1.png 1064w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16fd87b1 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"16fd87b1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7f13a4 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b7f13a4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Credit Score usando<p>\nI.A. e Dados Abertos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cebe5d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"2cebe5d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-67ee27c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"67ee27c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44adeea eael-infobox-icon-bg-shape-circle elementor-widget__width-auto e-transform eael-infobox-icon-hover-bg-shape-none elementor-invisible elementor-widget elementor-widget-eael-info-box\" data-id=\"44adeea\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;,&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.3,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-left\">\n\t            <div class=\"infobox-icon\">\n\n            \n            \n                            <div class=\"infobox-icon-wrap\">\n                    <span class=\"infobox-icon-number\">01<\/span>\n                <\/div>\n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\"><br>Credit Score<\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26277ff elementor-widget elementor-widget-text-editor\" data-id=\"26277ff\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Modelos de an\u00e1lise de risco de cr\u00e9dito customizados<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdd5844 elementor-widget elementor-widget-text-editor\" data-id=\"fdd5844\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Imagine ter todo o poder de conectar seu modelo de Credit Score, an\u00e1lise de risco de cr\u00e9dito, a novos indicadores e parceiros de ados?\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d273bb7 e-con-full e-transform e-transform e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"d273bb7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-18,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:26,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.2,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-566a039 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-parent\" data-id=\"566a039\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2794756 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"2794756\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23600fb elementor-widget__width-auto eael-infobox-icon-bg-shape-none eael-infobox-icon-hover-bg-shape-none elementor-invisible elementor-widget elementor-widget-eael-info-box\" data-id=\"23600fb\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-left\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-user-check\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224 256c70.7 0 128-57.3 128-128S294.7 0 224 0 96 57.3 96 128s57.3 128 128 128zm89.6 32h-16.7c-22.2 10.2-46.9 16-72.9 16s-50.6-5.8-72.9-16h-16.7C60.2 288 0 348.2 0 422.4V464c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48v-41.6c0-74.2-60.2-134.4-134.4-134.4zm323-128.4l-27.8-28.1c-4.6-4.7-12.1-4.7-16.8-.1l-104.8 104-45.5-45.8c-4.6-4.7-12.1-4.7-16.8-.1l-28.1 27.9c-4.7 4.6-4.7 12.1-.1 16.8l81.7 82.3c4.6 4.7 12.1 4.7 16.8.1l141.3-140.2c4.6-4.7 4.7-12.2.1-16.8z\"><\/path><\/svg>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\"><center>Fa\u00e7a um diagn\u00f3stico gratuito de sua opera\u00e7\u00e3o de cr\u00e9dito &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2192<\/center><\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a6caf7 elementor-widget elementor-widget-spacer\" data-id=\"9a6caf7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f61c92 elementor-widget elementor-widget-image\" data-id=\"4f61c92\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1488\" height=\"1023\" src=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-20-13.38.54-Visualize-a-futuristic-and-modern-Credit-Scoring-Engine-in-a-detailed-and-realistic-style-with-no-text.-On-the-left-side-of-the-image-a-person-in-in-e1710953166600.webp\" class=\"attachment-full size-full wp-image-674\" alt=\"\" srcset=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-20-13.38.54-Visualize-a-futuristic-and-modern-Credit-Scoring-Engine-in-a-detailed-and-realistic-style-with-no-text.-On-the-left-side-of-the-image-a-person-in-in-e1710953166600.webp 1488w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-20-13.38.54-Visualize-a-futuristic-and-modern-Credit-Scoring-Engine-in-a-detailed-and-realistic-style-with-no-text.-On-the-left-side-of-the-image-a-person-in-in-e1710953166600-300x206.webp 300w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-20-13.38.54-Visualize-a-futuristic-and-modern-Credit-Scoring-Engine-in-a-detailed-and-realistic-style-with-no-text.-On-the-left-side-of-the-image-a-person-in-in-e1710953166600-1024x704.webp 1024w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-20-13.38.54-Visualize-a-futuristic-and-modern-Credit-Scoring-Engine-in-a-detailed-and-realistic-style-with-no-text.-On-the-left-side-of-the-image-a-person-in-in-e1710953166600-768x528.webp 768w\" sizes=\"(max-width: 1488px) 100vw, 1488px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-185e4bc elementor-widget elementor-widget-text-editor\" data-id=\"185e4bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Modelos de intelig\u00eancia artificial para an\u00e1lise de risco de cr\u00e9dito,\u00a0 contendo o hist\u00f3rico de\u00a0 pagamentos atualizado da empresa e utilizando dados abertos, tradicionais e centenas de fatores para predizer em tempo real o bom e mau cliente.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-982d2c8 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no e-con e-child\" data-id=\"982d2c8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-36740b9 elementor-widget elementor-widget-shortcode\" data-id=\"36740b9\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f655-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/index.php\/wp-json\/wp\/v2\/pages\/650#wpcf7-f655-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"655\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.9.6\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f655-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<p><label> Seu Nome<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"80\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> Seu Email<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"80\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Seu Celular (WhatsApp)<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"number-722\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" autocomplete=\"number\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"number-722\" \/><\/span> <\/label>\n<\/p>\n<p><label> Sua empresa<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-subject\"><input size=\"40\" maxlength=\"80\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" autocomplete=\"company\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-subject\" \/><\/span> <\/label>\n<\/p>\n<p><label> Por que deseja melhorar seu modelo de an\u00e1lise de risco de cr\u00e9dito?<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span> <\/label>\n<\/p>\n<P align=\"right\"><br \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"SOLICITAR DIAGN\u00d3STICO \u21ba\" \/><br \/>\n<\/p)\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2db0cf88 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"2db0cf88\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37867025 elementor-invisible\" data-id=\"37867025\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-790abbc4 elementor-widget elementor-widget-heading\" data-id=\"790abbc4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit Score<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c8f1515 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"7c8f1515\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Modelo de Cr\u00e9dito conectado a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd41fad elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"bd41fad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">400+<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34b63272 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"34b63272\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">fontes de Dados Abertos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46ce1761 elementor-widget elementor-widget-spacer\" data-id=\"46ce1761\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-254d76df elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"254d76df\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5186b83c\" data-id=\"5186b83c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-573d9ffc elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"573d9ffc\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Apontamentos e D\u00edvidas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b13f6b5 elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2b13f6b5\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Processos e Bens<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5240cf31 elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5240cf31\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Social e Econ\u00f4mico<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c4f4a76 elementor-widget__width-initial eael-infobox-content-align--center elementor-invisible elementor-widget elementor-widget-eael-info-box\" data-id=\"4c4f4a76\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">81<\/h2>            <\/div>\n            <div><p>Score de Cr\u00e9dito Customizado<\/p><\/div>        <\/div>\n            <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-2694e0d9 elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-image\" data-id=\"2694e0d9\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/a23c8d17-rectangle-640.jpg\" class=\"attachment-large size-large wp-image-664\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd7622e elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6dd7622e\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/7c867ac5-discord-2.png\" class=\"attachment-large size-large wp-image-665\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38e81835 elementor-widget__width-auto elementor-absolute elementor-invisible elementor-widget elementor-widget-image\" data-id=\"38e81835\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/1c123941-discord-1.png\" class=\"attachment-large size-large wp-image-666\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-14fb5ee elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no\" data-id=\"14fb5ee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7d5d6f\" data-id=\"c7d5d6f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9f92289 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no wpr-equal-height-no elementor-invisible\" data-id=\"9f92289\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b23e85d\" data-id=\"b23e85d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0af1d84 elementor-widget elementor-widget-heading\" data-id=\"0af1d84\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Por que desenvolver um Modelo de An\u00e1lise de Risco de Cr\u00e9dito usando Intelig\u00eancia Artificial e Dados Abertos?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-09ea316 elementor-invisible elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"09ea316\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-09ea316\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"09ea316\" data-accordion-type=\"toggle\" data-toogle-speed=\"500\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"escala-da-operao-de-anlise-de-crdito-trazida-pela-previsibilidade\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-1031\"><span class=\"eael-accordion-tab-title\">Escala da opera\u00e7\u00e3o de an\u00e1lise de cr\u00e9dito trazida pela Previsibilidade<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-1031\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"1\" aria-labelledby=\"escala-da-operao-de-anlise-de-crdito-trazida-pela-previsibilidade\">Um modelo customizado de an\u00e1lise de risco de cr\u00e9dito ir\u00e1 mobilizar o time inteiro da empresa a trabalhar a excel\u00eancia em seus dados internos e tamb\u00e9m ir\u00e1 aprimorar as qualidades anal\u00edticas do times, passando a medir o sucesso da opera\u00e7\u00e3o sob a \u00f3tica do resultado final: o aumento no saldo operacional e a consequente queda nas perdas por inadimpl\u00eancia.\n\nJustamente a seguran\u00e7a previsibilidade e repeti\u00e7\u00e3o por esses \u00edndices, levam ao gradual e seguro aumento do n\u00famero de concess\u00f5es de cr\u00e9dito bem sucedidas, e ent\u00e3o o desejado aumento da lucratividade de toda a opera\u00e7\u00e3o de cr\u00e9dito.\n\n<a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;amp;text=Tenho+interesse+em+Credit+Score+Customizado\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-694\" src=\"http:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.09.10-A-futuristic-sci-fi-scene-showcasing-the-process-of-using-Artificial-Intelligence-and-open-data-to-scale-a-Credit-Score-operation-within-a-company.-Th.webp\" alt=\"\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.09.10-A-futuristic-sci-fi-scene-showcasing-the-process-of-using-Artificial-Intelligence-and-open-data-to-scale-a-Credit-Score-operation-within-a-company.-Th.webp 1024w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.09.10-A-futuristic-sci-fi-scene-showcasing-the-process-of-using-Artificial-Intelligence-and-open-data-to-scale-a-Credit-Score-operation-within-a-company.-Th-300x300.webp 300w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.09.10-A-futuristic-sci-fi-scene-showcasing-the-process-of-using-Artificial-Intelligence-and-open-data-to-scale-a-Credit-Score-operation-within-a-company.-Th-150x150.webp 150w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.09.10-A-futuristic-sci-fi-scene-showcasing-the-process-of-using-Artificial-Intelligence-and-open-data-to-scale-a-Credit-Score-operation-within-a-company.-Th-768x768.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\n&nbsp;\n\n&nbsp;\n\n<center>\n<h4><a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;text=Tenho+interesse+em+Credit+Score+Customizado&amp;type=phone_number&amp;app_absent=0\" target=\"_blank\" rel=\"noopener\">\u2706 Fale com um especialista<\/a><\/h4>\n&nbsp;\n<\/center>\n&nbsp;<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"aumento-da-lucratividade-da-operao-de-crdito\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-1032\"><span class=\"eael-accordion-tab-title\">Aumento da lucratividade da opera\u00e7\u00e3o de cr\u00e9dito<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-1032\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"aumento-da-lucratividade-da-operao-de-crdito\">O aculturamento em acompanhar de perto os indicadores cr\u00edticos de uma opera\u00e7\u00e3o de Cr\u00e9dito, medindo constantemente as taxas de Inadimpl\u00eancia e o aumento do n\u00famero de Bons Clientes, \u00e9 um ponto fundamental para obter previsibilidade e ent\u00e3o aumentar com seguran\u00e7a o n\u00famero de concess\u00f5es de cr\u00e9dito.\n\nO cen\u00e1rio socioecon\u00f4mico inst\u00e1vel leva a necessidade de retreinar constantemente o Modelo de An\u00e1lise de cr\u00e9dito, aportando nele\u00a0 uma base hist\u00f3rica atualizada, para que sejam consideradas as mudan\u00e7as de comportamento dos clientes.\n\nA DATAHOLICS apoia as empresas a retreinarem seus modelos de intelig\u00eancia artificial para a an\u00e1lise de cr\u00e9dito a cada 4 ou 6 meses, aportando sempre novas fontes de dados abertos e tamb\u00e9m uma atualiza\u00e7\u00e3o da base hist\u00f3rica de pagamentos e inadimpl\u00eancias. Assim, apoiamos por exemplo grandes empresas a se adaptarem durante a pandemia, diminuindo substancialmente seus preju\u00edzos por possu\u00edrem um\u00a0 modelo de an\u00e1lise de risco mais atualizado e condizente com a realidade.\n<iframe width=\"560\" height=\"640\" src=\"https:\/\/www.youtube.com\/embed\/FN2EYZrmfg0?si=fDD0vh0hqlwvd44k\" title=\"YouTube video player\" allowfullscreen><\/iframe>\n&nbsp;\n\n&nbsp;\n<h4><a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;text=Tenho+interesse+em+Credit+Score+Customizado&amp;type=phone_number&amp;app_absent=0\" target=\"_blank\" rel=\"noopener\">\u2706 Fale com um especialista<\/a><\/h4>\n&nbsp;\n\n&nbsp;<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"queda-da-inadimplncia-da-operao-de-crdito\" class=\"elementor-tab-title eael-accordion-header active-default\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-1033\"><span class=\"eael-accordion-tab-title\">Queda da inadimpl\u00eancia da opera\u00e7\u00e3o de cr\u00e9dito<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-1033\" class=\"eael-accordion-content clearfix active-default\" data-tab=\"3\" aria-labelledby=\"queda-da-inadimplncia-da-operao-de-crdito\">As caracter\u00edsticas de um bom ou mau cliente hoje em dia podem ser medidas por v\u00e1rios fatores, que antes da era digital e das intelig\u00eancias artificiais eram quase imposs\u00edveis de serem detectadas em grande escala.\n\nOs apontamentos de d\u00e9bitos e cr\u00e9ditos tomados na pra\u00e7a sem d\u00favida s\u00e3o muito importantes, no entanto outros fatores tamb\u00e9m podem e devem ser observados e medidos para que os Inadimplentes e o Adimplentes sejam detectados com precis\u00e3o.\n\nProfiss\u00e3o, estudo, carreira, h\u00e1bitos perfil socioecon\u00f4mico, momento de vida e muitos outros fatores, s\u00e3o indicadores que podem ajudar, e muito, aos modelos e intelig\u00eancia artificial para an\u00e1lise de cr\u00e9dito perceberem nuances e diferen\u00e7as que ajudar\u00e3o a detectar, de forma autom\u00e1tica e escal\u00e1vel, um potencial mau comportamento ou m\u00e1 conduta que aponte um risco, principalmente para aqueles clientes que erroneamente seriam aprovados, por terem uma nota de cr\u00e9dito aceit\u00e1vel em bureaus de cr\u00e9dito tradicionais.\n\nTer o apoio dessas grandes I.A.s e Dados Abertos podem levar a quedas abruptas na inadimpl\u00eancia, e transformar opera\u00e7\u00f5es de cr\u00e9dito em not\u00e1veis fontes de lucro para as empresas.\n\n<a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;amp;text=Tenho+interesse+em+Credit+Score+Customizado\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-696\" src=\"http:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.28.14-A-group-of-people-in-the-future-walking-towards-the-camera-each-with-a-unique-credit-score-measuring-board-floating-above-their-heads.-These-boards-r.webp\" alt=\"\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.28.14-A-group-of-people-in-the-future-walking-towards-the-camera-each-with-a-unique-credit-score-measuring-board-floating-above-their-heads.-These-boards-r.webp 1024w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.28.14-A-group-of-people-in-the-future-walking-towards-the-camera-each-with-a-unique-credit-score-measuring-board-floating-above-their-heads.-These-boards-r-300x300.webp 300w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.28.14-A-group-of-people-in-the-future-walking-towards-the-camera-each-with-a-unique-credit-score-measuring-board-floating-above-their-heads.-These-boards-r-150x150.webp 150w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.28.14-A-group-of-people-in-the-future-walking-towards-the-camera-each-with-a-unique-credit-score-measuring-board-floating-above-their-heads.-These-boards-r-768x768.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\n&nbsp;\n<center>\n<h4><a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;text=Tenho+interesse+em+Credit+Score+Customizado&amp;type=phone_number&amp;app_absent=0\" target=\"_blank\" rel=\"noopener\">\u2706 Fale com um especialista<\/a><\/h4>\n<\/center>\n&nbsp;<\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"time-especializado-em-ia-sem-precisar-de-novo-departamento\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-1034\"><span class=\"eael-accordion-tab-title\">Time especializado em I.A. sem precisar de novo departamento<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-1034\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"time-especializado-em-ia-sem-precisar-de-novo-departamento\">A an\u00e1lise de risco de cr\u00e9dito est\u00e1 presente em praticamente todas as opera\u00e7\u00f5es de todas as ind\u00fastrias, institui\u00e7\u00f5es e corpora\u00e7\u00f5es. Desde a avalia\u00e7\u00e3o de fornecedores, de clientes B2B, de pessoas f\u00edsicas compradoras ou tomadoras de credi\u00e1rios.\n\nApesar de ter uma enorme liga\u00e7\u00e3o com o sucesso ou fracasso da corpora\u00e7\u00e3o, a an\u00e1lise de risco de cr\u00e9dito \u00e9 enormemente afetada pelo veloz avan\u00e7o da tecnologia e da digital da da intelig\u00eancia artificial &#8211; uma corrida quase imposs\u00edvel de ser vencida.\n\nPara que as empresas possam acompanhar este ritmo fren\u00e9tico de inova\u00e7\u00e3o no setor de cr\u00e9dito, a DATAHOLICS funciona como uma extens\u00e3o da opera\u00e7\u00e3o, dando a flexibilidade dos times de cr\u00e9dito e TI a terem acesso \u00e0s tecnologias emergentes, sem perderem o foco nas in\u00fameras tarefas especializadas que o neg\u00f3cio principal exige, e que a companhia j\u00e1 possui excel\u00eancia.\n\n<a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;amp;text=Tenho+interesse+em+Credit+Score+Customizado\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-697\" src=\"http:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.34.54-A-hundred-years-in-the-future-inside-a-brightly-lit-spacecraft-a-startup-team-of-humans-and-a-robot-are-enthusiastically-working-together-without-w.webp\" alt=\"\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.34.54-A-hundred-years-in-the-future-inside-a-brightly-lit-spacecraft-a-startup-team-of-humans-and-a-robot-are-enthusiastically-working-together-without-w.webp 1024w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.34.54-A-hundred-years-in-the-future-inside-a-brightly-lit-spacecraft-a-startup-team-of-humans-and-a-robot-are-enthusiastically-working-together-without-w-300x300.webp 300w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.34.54-A-hundred-years-in-the-future-inside-a-brightly-lit-spacecraft-a-startup-team-of-humans-and-a-robot-are-enthusiastically-working-together-without-w-150x150.webp 150w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.34.54-A-hundred-years-in-the-future-inside-a-brightly-lit-spacecraft-a-startup-team-of-humans-and-a-robot-are-enthusiastically-working-together-without-w-768x768.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\n<center>\n<h4><a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;text=Tenho+interesse+em+Credit+Score+Customizado&amp;type=phone_number&amp;app_absent=0\" target=\"_blank\" rel=\"noopener\">\u2706 Fale com um especialista<\/a><\/h4>\n<\/center><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"aumento-da-boa-clientela-da-empresa\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-1035\"><span class=\"eael-accordion-tab-title\">Aumento da Boa Clientela da empresa<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-1035\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"aumento-da-boa-clientela-da-empresa\">Uma an\u00e1lise de risco de cr\u00e9dito que vai al\u00e9m do comum, usando Intelig\u00eancia Artificial e Dados aberto que representam melhor a popula\u00e7\u00e3o observada, levar\u00e1 a empresa ou institui\u00e7\u00e3o a enxergar os clientes de forma diferente da concorr\u00eancia, aprovando bons clientes que s\u00e3o negados pelos competidores, e rejeitando os maus clientes que outras empresas consideram bons.\n\nCom a confian\u00e7a nos resultados do Modelo de Cr\u00e9dito turbinado com dados, o aumento das cess\u00f5es de cr\u00e9dito levar\u00e3o a empresa a conquistar uma boa clientela de forma massiva, que ir\u00e1 ajudar toda a corpora\u00e7\u00e3o prosperar.\n\n<a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;amp;text=Tenho+interesse+em+Credit+Score+Customizado\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-698\" src=\"http:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.42.10-A-modern-brightly-lit-office-space.-In-the-foreground-a-sleek-large-monitor-on-a-desk-displays-a-vibrant-and-detailed-BI-chart-showcasing-the-remar.webp\" alt=\"\" width=\"1024\" height=\"1024\" srcset=\"https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.42.10-A-modern-brightly-lit-office-space.-In-the-foreground-a-sleek-large-monitor-on-a-desk-displays-a-vibrant-and-detailed-BI-chart-showcasing-the-remar.webp 1024w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.42.10-A-modern-brightly-lit-office-space.-In-the-foreground-a-sleek-large-monitor-on-a-desk-displays-a-vibrant-and-detailed-BI-chart-showcasing-the-remar-300x300.webp 300w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.42.10-A-modern-brightly-lit-office-space.-In-the-foreground-a-sleek-large-monitor-on-a-desk-displays-a-vibrant-and-detailed-BI-chart-showcasing-the-remar-150x150.webp 150w, https:\/\/dataholics.com.br\/wp-content\/uploads\/2024\/03\/DALL\u00b7E-2024-03-25-10.42.10-A-modern-brightly-lit-office-space.-In-the-foreground-a-sleek-large-monitor-on-a-desk-displays-a-vibrant-and-detailed-BI-chart-showcasing-the-remar-768x768.webp 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a>\n\n&nbsp;\n\n<center>\n<h4><a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&amp;text=Tenho+interesse+em+Credit+Score+Customizado&amp;type=phone_number&amp;app_absent=0\" target=\"_blank\" rel=\"noopener\">\u2706 Fale com um especialista<\/a><\/h4>\n<\/center><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-feac506 elementor-widget__width-auto eael-infobox-icon-bg-shape-none eael-infobox-icon-hover-bg-shape-none elementor-invisible elementor-widget elementor-widget-eael-info-box\" data-id=\"feac506\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/api.whatsapp.com\/send\/?phone=5511995736666&#038;text=Tenho+interesse+em+Credit+Score+Customizado\" target=\"_blank\">\n\t            <div class=\"eael-infobox icon-on-left\">\n\t            <div class=\"infobox-icon eael-icon-only\">\n\n            \n                            <div class=\"infobox-icon-wrap\">\n                    <i aria-hidden=\"true\" class=\"icon icon-whatsapp-2\"><\/i>                <\/div>\n            \n            \n        <\/div>\n            <div class=\"infobox-content eael-icon-only\">\n                    <div class=\"infobox-title-section\">\n                <h2 class=\"title\">Comece agora seu Modelo de An\u00e1lise de Cr\u00e9dito usando I.A. e Dados Abertos &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<b>\u2192<\/b><\/h2>            <\/div>\n                    <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Credit Score usando I.A. e Dados Abertos 01 Credit Score Modelos de an\u00e1lise de risco de cr\u00e9dito customizados Imagine ter todo o poder de conectar seu modelo de Credit Score, an\u00e1lise de risco de cr\u00e9dito, a novos indicadores e parceiros de ados?\u00a0 Fa\u00e7a um diagn\u00f3stico gratuito de sua opera\u00e7\u00e3o de cr\u00e9dito &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2192 Modelos de intelig\u00eancia artificial para an\u00e1lise de risco de cr\u00e9dito,\u00a0 contendo o hist\u00f3rico de\u00a0 pagamentos atualizado da empresa e utilizando dados abertos, tradicionais e centenas de fatores para predizer em tempo real o bom e mau cliente. Credit Score Modelo de Cr\u00e9dito conectado a 400+ fontes de Dados Abertos Apontamentos e D\u00edvidas Processos e Bens Social e Econ\u00f4mico 81 Score de Cr\u00e9dito Customizado Por que desenvolver um Modelo de An\u00e1lise de Risco de Cr\u00e9dito usando Intelig\u00eancia Artificial e Dados Abertos? Escala da opera\u00e7\u00e3o de an\u00e1lise de cr\u00e9dito trazida pela PrevisibilidadeUm modelo customizado de an\u00e1lise de risco de cr\u00e9dito ir\u00e1 mobilizar o time inteiro da empresa a trabalhar a excel\u00eancia em seus dados internos e tamb\u00e9m ir\u00e1 aprimorar as qualidades anal\u00edticas do times, passando a medir o sucesso da opera\u00e7\u00e3o sob a \u00f3tica do resultado final: o aumento no saldo operacional e a consequente queda nas perdas por inadimpl\u00eancia. Justamente a seguran\u00e7a previsibilidade e repeti\u00e7\u00e3o por esses \u00edndices, levam ao gradual e seguro aumento do n\u00famero de concess\u00f5es de cr\u00e9dito bem sucedidas, e ent\u00e3o o desejado aumento da lucratividade de toda a opera\u00e7\u00e3o de cr\u00e9dito. &nbsp; &nbsp; \u2706 Fale com um especialista &nbsp; &nbsp; Aumento da lucratividade da opera\u00e7\u00e3o de cr\u00e9ditoO aculturamento em acompanhar de perto os indicadores cr\u00edticos de uma opera\u00e7\u00e3o de Cr\u00e9dito, medindo constantemente as taxas de Inadimpl\u00eancia e o aumento do n\u00famero de Bons Clientes, \u00e9 um ponto fundamental para obter previsibilidade e ent\u00e3o aumentar com seguran\u00e7a o n\u00famero de concess\u00f5es de cr\u00e9dito. O cen\u00e1rio socioecon\u00f4mico inst\u00e1vel leva a necessidade de retreinar constantemente o Modelo de An\u00e1lise de cr\u00e9dito, aportando nele\u00a0 uma base hist\u00f3rica atualizada, para que sejam consideradas as mudan\u00e7as de comportamento dos clientes. A DATAHOLICS apoia as empresas a retreinarem seus modelos de intelig\u00eancia artificial para a an\u00e1lise de cr\u00e9dito a cada 4 ou 6 meses, aportando sempre novas fontes de dados abertos e tamb\u00e9m uma atualiza\u00e7\u00e3o da base hist\u00f3rica de pagamentos e inadimpl\u00eancias. Assim, apoiamos por exemplo grandes empresas a se adaptarem durante a pandemia, diminuindo substancialmente seus preju\u00edzos por possu\u00edrem um\u00a0 modelo de an\u00e1lise de risco mais atualizado e condizente com a realidade. &nbsp; &nbsp; \u2706 Fale com um especialista &nbsp; &nbsp; Queda da inadimpl\u00eancia da opera\u00e7\u00e3o de cr\u00e9ditoAs caracter\u00edsticas de um bom ou mau cliente hoje em dia podem ser medidas por v\u00e1rios fatores, que antes da era digital e das intelig\u00eancias artificiais eram quase imposs\u00edveis de serem detectadas em grande escala. Os apontamentos de d\u00e9bitos e cr\u00e9ditos tomados na pra\u00e7a sem d\u00favida s\u00e3o muito importantes, no entanto outros fatores tamb\u00e9m podem e devem ser observados e medidos para que os Inadimplentes e o Adimplentes sejam detectados com precis\u00e3o. Profiss\u00e3o, estudo, carreira, h\u00e1bitos perfil socioecon\u00f4mico, momento de vida e muitos outros fatores, s\u00e3o indicadores que podem ajudar, e muito, aos modelos e intelig\u00eancia artificial para an\u00e1lise de cr\u00e9dito perceberem nuances e diferen\u00e7as que ajudar\u00e3o a detectar, de forma autom\u00e1tica e escal\u00e1vel, um potencial mau comportamento ou m\u00e1 conduta que aponte um risco, principalmente para aqueles clientes que erroneamente seriam aprovados, por terem uma nota de cr\u00e9dito aceit\u00e1vel em bureaus de cr\u00e9dito tradicionais. Ter o apoio dessas grandes I.A.s e Dados Abertos podem levar a quedas abruptas na inadimpl\u00eancia, e transformar opera\u00e7\u00f5es de cr\u00e9dito em not\u00e1veis fontes de lucro para as empresas. &nbsp; \u2706 Fale com um especialista &nbsp; Time especializado em I.A. sem precisar de novo departamentoA an\u00e1lise de risco de cr\u00e9dito est\u00e1 presente em praticamente todas as opera\u00e7\u00f5es de todas as ind\u00fastrias, institui\u00e7\u00f5es e corpora\u00e7\u00f5es. Desde a avalia\u00e7\u00e3o de fornecedores, de clientes B2B, de pessoas f\u00edsicas compradoras ou tomadoras de credi\u00e1rios. Apesar de ter uma enorme liga\u00e7\u00e3o com o sucesso ou fracasso da corpora\u00e7\u00e3o, a an\u00e1lise de risco de cr\u00e9dito \u00e9 enormemente afetada pelo veloz avan\u00e7o da tecnologia e da digital da da intelig\u00eancia artificial &#8211; uma corrida quase imposs\u00edvel de ser vencida. Para que as empresas possam acompanhar este ritmo fren\u00e9tico de inova\u00e7\u00e3o no setor de cr\u00e9dito, a DATAHOLICS funciona como uma extens\u00e3o da opera\u00e7\u00e3o, dando a flexibilidade dos times de cr\u00e9dito e TI a terem acesso \u00e0s tecnologias emergentes, sem perderem o foco nas in\u00fameras tarefas especializadas que o neg\u00f3cio principal exige, e que a companhia j\u00e1 possui excel\u00eancia. \u2706 Fale com um especialista Aumento da Boa Clientela da empresaUma an\u00e1lise de risco de cr\u00e9dito que vai al\u00e9m do comum, usando Intelig\u00eancia Artificial e Dados aberto que representam melhor a popula\u00e7\u00e3o observada, levar\u00e1 a empresa ou institui\u00e7\u00e3o a enxergar os clientes de forma diferente da concorr\u00eancia, aprovando bons clientes que s\u00e3o negados pelos competidores, e rejeitando os maus clientes que outras empresas consideram bons. Com a confian\u00e7a nos resultados do Modelo de Cr\u00e9dito turbinado com dados, o aumento das cess\u00f5es de cr\u00e9dito levar\u00e3o a empresa a conquistar uma boa clientela de forma massiva, que ir\u00e1 ajudar toda a corpora\u00e7\u00e3o prosperar. &nbsp; \u2706 Fale com um especialista Comece agora seu Modelo de An\u00e1lise de Cr\u00e9dito usando I.A. e Dados Abertos &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\u2192<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/pages\/650"}],"collection":[{"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=650"}],"version-history":[{"count":22,"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/pages\/650\/revisions"}],"predecessor-version":[{"id":776,"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/pages\/650\/revisions\/776"}],"wp:attachment":[{"href":"https:\/\/dataholics.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}